Where (online) can I find information about the federal limits for Financial Aid & Student Loans. I know that schools are able to offer you differing amounts, but I am interested in seeing what the federal maximums imposed on the schools are. I hope that makes sense. Thanks for your help.
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Go here it was too large to copy and paste.
http://www.finaid.org/loans/studentloan.phtml
or
If you’re a dependent undergraduate student (excluding students whose parents cannot borrow PLUS Loans), each year you can borrow up to:
$5,500 (for loans first disbursed on or after July 1, 2008) if you’re a first-year student enrolled in a program of study that is at least a full academic year. No more than $3,500 of this amount can be in subsidized loans.
$6,500 (for loans first disbursed on or after July 1, 2008) if you’ve completed your first year of study and the remainder of your program is at least a full academic year. No more than $4,500 of this amount can be in subsidized loans.
$7,500 (for loans first disbursed on or after July 1, 2008) if you’ve completed two years of study and the remainder of your program is at least a full academic year. No more than $5,500 of this amount can be in subsidized loans.
If you’re an independent undergraduate student (and a dependent student whose parents have applied for but were unable to get a PLUS Loan (a parent loan)), each year you can borrow up to:
$9,500 (for loans first disbursed on or after July 1, 2008) if you’re a first-year student enrolled in a program of study that is at least a full academic year. No more than $3,500 of this amount may be in subsidized loans.
$10,500 (for loans first disbursed on or after July 1, 2008) if you’ve completed your first year of study and the remainder of your program is at least a full academic year. No more than $4,500 of this amount may be in subsidized loans.
$12,500 (for loans first disbursed on or after July 1, 2008) if you’ve completed two years of study and the remainder of your program is at least a full academic year. No more than $5,500 of this amount may be in subsidized loans.
If you’re a graduate or professional degree student, each year you can borrow up to:
$20,500. No more than $8,500 of this amount may be in subsidized loans.
If you’re looking for information related to the pell grant, check out http://www.PellGrantOnline.com
http://loan-seeker.info/student-loans/ has a lot of good info on student loans.
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