My mother is planning on filing a Chapter 13 bankruptcy but she wants to go to school sometime afterward. Will she be ineligable?
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It will be very hard for her to get student loans to fund her education, but it should have no bearing on her ability for get Pell grants.
She won’t be able to get any loans. She might be able to get a grant of some kind if she qualifies assuming none her debt is government backed.
No, she will not be ineliglble. 11 USC 525 prohibits discrimination in federal student loan financial aid against those who have filed bankruptcy. She probably will be ineligible for PRIVATE student loans, but those are a very bad deal anyway. She’s better off getting Federal loans.
Yes, she can. But while she is in a Chapter 13 case, she will need to ask permission of the court before obtaining new debt.
I don’t see much of a problem with this as they payments should be deferred until after completion of the plan.