Some students don’t receive federal student aid because their parent’s income is supposedly too high. But what is too high? What’s the estimated income that’s decent enough to be able to receive aid? But also- I still file as a dependent student. However my mother does not work but I am planning to make more money but I would still want to receive financial aid. Up to how much can I make and still be able for financial aid?
I don’t refer to those Stafford loans. I mean a federal Pell Grant
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Anyone can get “financial aid” by filling out the fafsa regardless of income (or parental income) in the form of Unsubsidized Stafford loans. So it is NOT TRUE that “some students don’t receive federal aid because their parent’s income is too high”.
A dependent freshman can borrow up to 5,500 a year. You do not need a cosigner and you don’t have to pass a credit check to take out a Stafford loan.
There is not a “Magic Number” of income limits to where someone would not get financial aid.
Isn’t America GREAT???
There is no “maximum” amount of money that you can make. The formula for determining how much aid you qualify for is set in the law, and there is no dollar limit on it. It all depends on how your information calculates out using the formula.
In order to qualify for a Federal Pell Grant for the 09/10 school year, the maximum EFC you can have is 4617. But that won’t get you the maximum Pell (which is $5350 for a year), only a small one. So if the school you’re attending costs more than whatever Pell Grant you qualify for (if you do), you’ll probably end up with some Stafford loans, which are included as federal student aid.